What we learned co-founding RiskFin-IQ: the five traps of AI-native fintech

When you advise on AI in financial services, you learn to talk fluently about risk, compliance, and explainability. When you co-found a fintech and put your own balance sheet behind the predictions, you learn what those words actually cost. Trap one: assuming clean data exists somewhere. It does not. Every invoice we ingested arrived in […]

Why agentic AI is the only architecture worth building toward in retail

For two decades, retail analytics has followed the same pattern: ingest history, train a forecasting model, surface a number on a dashboard, and hope a human acts on it. That pattern is exhausted. The ceiling is not algorithmic, it is organisational. A demand forecast that arrives in a planner’s inbox at 7 a.m. competes with […]

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